Smarter Mutual Fund
Investing Better Returns

Invest in a mutual fund that aligns with your financial goals and maximizes returns. With MF Today, you gain access to expertly managed, high-performing mutual funds designed for stability, growth, and long-term wealth creation.
 

What Are Mutual Funds? A Guide for Smart Investors

Mutual funds are a type of investment that pools money from multiple investors to create a diversified portfolio of securities, such as stocks, bonds, and other financial assets. The management of mutual funds is handled by professional fund managers who are responsible for making investment decisions on behalf of the investors. When an investor invests in a mutual fund, they are essentially buying shares in the fund, with the share price based on the current net asset value (NAV) of the fund. The NAV is calculated by dividing the total value of the fund’s assets by the total number of outstanding shares. Mutual funds are a popular investment option for those seeking a professionally managed, diversified investment with a high degree of liquidity and transparency. However, mutual funds also have risks, and investors should carefully assess their investment goals, risk tolerance, and investment horizon before investing in mutual funds.

Get the app & Invest hassle free

Invest

Invest in Mutual Fund schemes.

Access

Access to hand picked list of selected funds

Track

Check your portfolio anytime anywhere.

Download the App Now!

Did You Know?

India’s mutual fund industry is the second-largest in the world, with an AUM of ₹50 lakh crore.

Over 45 AMCs offer 1,500+ mutual fund schemes, providing diverse investment options.

SEBI regulates mutual funds to ensure transparency, investor protection, and market integrity.

Start SIP investing with as little as ₹100, making investing accessible to
everyone.

Highlights

  • All Posts
  • Latest Post
  • Life Insurance
  • Maloopedia
  • Mutual Fund

Discover the Benefits of Mutual Fund Investing

Diversification

Mutual funds, including fixed income mutual funds, invest in a range of securities, reducing overall investment risk through diversification.

Professional Management

Mutual funds are managed by experienced fund managers who make informed investment decisions, making them an attractive option for investors who lack investment expertise.

Accessibility

Mutual funds, such as fixed income mutual funds, have low minimum investment requirements, making them accessible to a broad range of investors.

Liquidity

Mutual fund shares can be easily bought or sold on any business day, providing investors with high liquidity.

Cost-effectiveness

The costs of managing a mutual fund are spread across all investors, offering economies of scale and making mutual funds, including fixed income mutual funds, a cost-effective investment option.

Transparency

Mutual funds are required to disclose their holdings, performance, and fees, providing investors with transparency and accountability.

Frequently Asked Questions (FAQ’s)

A mutual fund is an investment vehicle that pools money from multiple investors to buy a diversified portfolio of stocks, bonds, or other securities managed by professionals.

Mutual funds gather investments from many individuals and invest them in various assets. Profits and losses are shared among investors based on the amount they’ve invested.

They offer diversification, professional management, ease of access, and liquidity, helping reduce individual investment risk.

Common types include equity funds, debt funds, hybrid funds, index funds, and sector-specific funds—each tailored to different financial goals and risk profiles.

Begin by completing your KYC process, selecting a fund that matches your investment goals, and then investing through an AMC, broker, or an online platform.

Yes, mutual funds are regulated by financial authorities (like SEBI in India) to ensure transparency, investor protection, and adherence to standard practices.

Talk To A Relationship Manager